iklan

Isnin, 27 Disember 2010

DINAR EMAS SEBAGAI MATAWANG MASA DEPAN...JADI MARI KITA BERMULA DENGAN SEKEPING DINAR.

Mari kita bermula dengan menyimpan 1 Dinar (sebesar duit syiling 5 sen sahaja )dengan harga RM655 mulai hari ini 28/12/2010 dan simpan setahun paling kurang 2 atau 3 keping.
Harga 1Dinar Tahun 2002 = RM140
Harga 1Dinar Tahun 2004 = RM212
Harga 1Dinar Tahun 4/2005 = RM243 (lihat artikel utusan di bawah)
http://www.utusan.com.my/utusan/info.asp?y=2005&dt=0419&pub=utusan_malaysia&sec=Rencana&pg=re_02.htm&arc=hive
Harga 1 Dinar 1 Apr 2010 = RM550
Harga 1Dinar 30 Dis 2010 = RM665

Ada orang kata naik tak banyak cuma RM500...yelah pelaburan sikit ...kalaulah dulu kita buat RM100k...tentu sekarang dah jadi RM 600k .Kita ambil contoh perbandingan sekiranya kita beli rumah pada tahun 2002 dengan nilai RM140k sepatutnya harga rumah sekarang ialah RM655k...dapatke???passtu nak jual pulak payah..nak kena repairlah...kena lantik penilaianlah..pening..yang lain ASB?SAHAM?SIMP.TETAP?KWSP ye adalah untung l/k 10% setahun....tapi Kenaikan nilai Emas telah terbukti hampir 30% setahun..kita masih tak terlambat untuk menabung..ya lani era EMASSSS...
Jadi kita fikirlah sendiri..la ni bukan zaman Saham...la ni zaman pelaburan EMAS..Emas dan Dinar merupakan barangan bernilai diakhir zaman. Terlalu banyak penipuan dalam pelaburan saham tambahan pula pelaburan ditempat yang tidak syarak..jadi kita perlu beralih kepada emas. Emas bukan saja naik harga setiap tahun tapi bila kecemasan boleh simpan di diArrahnu AgroBank..depa bagi pinjam duit 70% drp nilai emas....atau boleh juga dijadikan mas kahwin..pandailah siisteri tu menyimpan... Lagi lama lagi mahal. Anda beli anda punya..bukan piramid,bukan mlm,bukan yang bukan2... labur itu labur ini.... Janganlah harap hari ini beli bulan depan dah nak jual...simpanlah paling kurang 1 tahun..biasanya tak jadi jual dah...harga makin naik dan terus naik tiap tahun...nak tambah lagi pulak tu....
Kita beli dinar emas atau kalau banyak duit beli keping(wafer) atau 1kg jongkong emas yang ada sijil jaminan kualiti sebab nilainya tinggi seperti produk keluaran Public Gold Berhad sebab ia tak banyak masalah berbanding produk lain. Ianya mudah diterima di Agrobank Kangar.
Barang kemas(emas) tidak sesuai bagi tujuan simpanan nilai disebabkan ada kos membentuk dan melebur , tanpa sijil jaminan, harganya termasuk permata dsb....dah tu ada pelbagai campuran sehingga tak sampai 20karat.(Bank tak terima)..Ada yang disadurlah..issh...nampak aje cantek entah2 emas celup aje atau Zulian..Jadi kita pilih Kepingan/jongkong emas atau dinar.
Dah tu kalau nak best lagi simpan terus diArrahnu(Agrobank)..boleh kita bincang bagaimanakah 1 dinar akan beranak jadi 3..untungpun berganda..bukan hanya 30% setahun tapi ada cara untuk capai pendapatan 70% setahun..kalau ada RM100k di bank..jadikan emas...untungggggg...Hanya diseminar sahaja saya akan ceritakan "RAHSIA" segalanya secara terperinci/fakta bagaimana emas boleh menjana pendapatan contohnya anda ada RM 30k anda mampu memperolehi RM25k setahun(70% setahun) l/kurang RM2000 sebulan. ok tu boleh goyang kaki macam orang pencen. Hadiri seminar percuma pada 31/12/2010(jumaat)jam 9.00mlm...di pejabat saya sebelum saya kenakan bayaran dimasa depan. Sila sahkan kehadiran sms nama & no.tel kepada saya 012-4771544.

Ahad, 5 Disember 2010

Here are some prominent gold price predictions for 2011

Bullion Research Desk of Commodity Online: "Gold price to hover around $1500-$1600 range in 2011. Gold price will go up in 2011, driven by the fluctuations in US dollar and other currencies, dwindling productions, increasing mining problems and rising demand for jewellery and investment for the yellow metal. Gold price is definitely going to cross the $1500 mark per ounce in 2011 and it will remain in the range of $1500-$1600."

Global commodities guru Jim Rogers: "Gold price would eventually rise above $2,000 an ounce. Gold will be $2,000 certainly in the decade, it'll probably be much higher than $2,000 in the decade but maybe even sooner I don't know. But to me it seems pretty clear that it'll go to at least $2,000. If you adjust the old high back in 1980 for inflation, gold should be over $2,000 now."

Saxo Bank: "Gold price will be at $1800 per ounce in 2011 if the US Dollar strengthens, sparking fresh currency wars across the Pacific. Pressure piles on China and as investors flee to metals in search of some stability, gold shoots up to $1800 an ounce."

Henderson: "Gold price will rise to $1600 in 2011."

PricewaterhouseCoopers: A new survey of 44 investors and gold mining executives conducted by PricewaterhouseCoopers's Canadian Mining Group forecasts a peak of $1500 per ounce for 2011.

BNP Paribas: Has forecast an average of $1,500 in 2011.

Goldman Sachs: It has set a 12-month target of $1690 per ounce.

Capital Economist: "As inflation fears mount, the price of the precious metal will be pushed to £1,600 in 2011 and reach $2,000 by the end of 2012, it has been forecast, as investors clamour to buy safe haven assets."

ABN AMRO/ VM Group: It has raised its previous average 2011 gold forecast by $35 to $1,459, up from $1,424 in November.


Source: http://www.commodityonline.com/news/Gold-price-predictions-for-2011-34867-3-1.html


Gold Prices Expected to Increase by 2011
December 28, 2010 By james
Based on the 2010 Global Gold Price Survey Report by PwC, mining firms worldwide expect gold prices to increase even with the current high gold prices.
The report indicated that most gold firms anticipate their projected levels of production to increase in 2011. Almost 75 percent gold mining firms anticipate an increase in gold prices in 2011 even as the current price level is lower than the 1980 levels. Gold companies foresee gold prices reaching $3,000 even as forty percent think gold prices will top $1,500 based on the November 2010 survey.
According to John Gravelle of PwC, with the increased demand for gold, gold firms with marginal gold stocks may increase production to meet the possible demand for gold in 2011.
Seventy percent of gold companies aim to search for new ventures or enhance the ones on hand or resupply gold stocks in anticipation of the increase in gold prices. Gravelle added that there is a link between increasing numbers of deals and increasing gold prices as more deals have been made during the year.
Problems in some currencies may have caused the current increase in gold prices as some countries have now utilized gold to replace these currencies. Countries with gold resources have used these resources to lessen their currency value while countries without resources are also trying to reduce their currency value to help their export industry.
A number of gold firms view gold price hedging unfavorably even as 26 percent of firms lock in gold prices through forward sales contracts despite a possible increase in gold price in 2011. Around 64 percent are obliged due to financial requirements.
Gold price hedging was limited due to the increased gold prices as shown by the elimination of hedge books by a number of gold firms in 2010.
Source: http://www.planetinsane.com/gold-prices-expected-to-increase-by-2011/264696/
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Isnin, 30 Ogos 2010

Simpan Dinar Emas untuk fardhu Haji

"Pelaburan emas fizikal paling terjamin dan menguntungkan. Kos nak pergi haji tahun 2006 ialah 70 dinar tapi tahun 2010 hanya perlu 16 dinar sahaja. “
Setiap tahun kos menunaikan haji dalam bentuk wang kertas sentiasa naik manakala dalam bentuk Dinar Emas adalah dalam trend penurunan. Mengapa terjadi begini? Keadaan ini terjadi kerana nilai emas yang sentiasa naik, kalau kita perhati secara purata emas naik sekurang-kurangnya 30% setiap tahun.. Kita lihat kiraan kos haji pada tahun-tahun yang lepas berdasarkan dinar..
KOS HAJI DAN KEPINGAN DINAR YANG DIPERLUKAN:-
Tahun 2002:-1 Dinar = RM140Kos Haji = 65 keping(ikut jadual) X RM140Jumlah = RM9,100.00Dinar yang diperlukan adalah 65 keping.
Tahun 2009:-1 Dinar = RM502Kos Haji = 18 keping (ikut jadual) X RM 502Jumlah = RM9,036.00
Tahun 2010:-1 Dinar = RM651Kos Haji = 16 keping (ikut jadual) X RM 651Jumlah = RM10,416
(Sumber: http://www.tabunghaji.gov.my/)
Dinar yang diperlukan adalah 16 keping.
“Kos Haji pada tahun 2002 hingga 2010 semakin menaik tetapi jumlah Dinar yang diperlukan berkurangan!”

Berdasarkan statistik , Tahun 2000, biaya haji sekitar 70 Dinar tetapi tahun ini 2009/2010 hanya sekitar minimum 16 Dinar sahaja diperlukan dimana ia mengalami penurunan purata 12% setahun.
Jika berdasarkan trend ini, dan mula meyimpan dalam DINAR sekarang sebanyak paling kurang 2 Dinar setahun, pada tahun 2015 insyaAllah kita akan mampu membiayai haji dengan kos 10 Dinar!!

jadi kesimpulannya:
Kalau sekarang kita ada RM 12k (cukup untuk seorang pergi haji) kita tukar kepada emas ...pada 2016 nanti insyaAllah nilai emas menjadi 30k(kenaikan 5 tahun 150%)dengan modal sebanyak itu sahaja mampu membawa seorang lagi secara percuma untuk pergi haji dengan syarat kenaikan harga emas sekitar 30% dan tidak banyak perubahan kos harga naik haji.


Buy Gold in August, expect good returns in next two months
Published on: August 27, 2010 at 17:00
By Renisha Chainani
Believe it or not seasonal factors do affect Gold price levels! This probably sounds counter intuitive initially. Investors and speculators can buy and sell Gold anytime regardless of the passing of the calendar year, so why does the time of year matter? The answer is quite logical. It matters because calendar seasons greatly affect gold investment demand. These monthly seasonal tendencies reinforce the annual analysis. Summers, especially June and July, tend to be weak during the summer doldrums. August looks strong above in monthly terms, but realizes most of these gains merely offset July's big losses. But once summer passes, gold tend to rally on balance in most months except October. While they can drift lower other times, these non-summer pullbacks tend to be trivial. August is the perfect time to stock up and prepare for the highly-probable large autumn (September) gold rally. Gold tends to rally sharply in autumn because of big Asian buying. After harvest, farmers can invest in gold once they know how big their profits are. And gold demand in India in particular, the world's largest consumer, rockets higher during autumn's festival season and marriages. The bottom line is precious-metals stocks have exhibited very definite seasonal tendencies over the course of their secular bull. This is largely the result of gold demand spikes driven by income-cycle and cultural factors that are tied to the calendar year. While stock seasonal are often secondary drivers that can be temporarily overridden by short-term technical and sentimental extremes, prudent traders still pay close attention to these headwinds and tailwinds Moreover, World Gold Council published report on Gold Demand Trends for Q2-2010, which suggests demand for gold will remain robust during 2010 as a result of accelerating demand from India and China, as well as increasing global investment demand driven by continuing uncertainty over public debt and economic recovery. Demand Statistics for Q2-2010 Total gold demand in Q2 2010 rose by 36% to 1,050 tonnes, largely reflecting strong gold investment demand compared to the second quarter of 2009. In US$ value terms, demand increased 77% to $40.4 billion. Investment demand was the strongest performing segment during the second quarter, posting a rise of 118% to 534.4 tonnes compared with 245.4 tonnes in Q2 2009. The largest contribution to this rise came from the ETF segment of investment demand, which grew by 414% to 291.3 tonnes, the second highest quarter on record. Physical gold bar demand, which largely covers the non-western markets, rose 29% from Q2 2009 to 96.3 tonnes. Global jewellery demand remained robust in Q2 2010. In the face of surging price levels, consumption totalled 408.7 tonnes during the second quarter of 2010, just 5% below year-earlier levels. Gold jewellery demand in India, the largest jewellery market, was little changed from year-earlier levels, down just 2% at 123.0 tonnes. In local currency terms, this translates to a 20% increase in the value of demand to ` 216 billion. China saw demand for gold jewellery increase by 5% to 75.4 tonnes. While growth in demand in tonnage terms was hindered by extreme weather conditions, the growth in the local currency value measure of demand was 35% to RMB 19.8 billion. With the return of demand for consumer electronics, industrial demand grew by 14% to 107.2 tonnes, compared to Q2 2009. Outlook Demand for gold for the rest of 2010 will be underpinned by the following market forces: India and China will continue to provide the main thrust of overall growth in demand, particularly for gold jewellery, for the remainder of 2010. Retail investment will continue to be a substantial source of gold demand in Europe. Over the longer-term, demand for gold in China is expected to grow considerably. A report recently published by The People's Bank of China and five other organizations to foster the development of the domestic gold market will add impetus to the growth in gold ownership among Chinese consumers. Electronics demand is likely to return to higher historic levels after the sector exhibited further signs of recovery, especially in the US and Japan. Conclusion In the coming period, gold may rise further with more expected physical demand from India, the world's largest gold buyer, where festival season begins next week and ends in November. Renisha Chainani is Deputy Manager (Research) with Anagram Capital Ltd. Ahmedabad.
Source: http://www.commodityonline.com/news/Buy-Gold-in-August-expect-good-returns-in-next-two-months-31264-3-1.html

Ahad, 22 Ogos 2010

TAWARAN TERBAIK DARIPADA AGRO BANK


IKLAN AR RAHNU AGRO BANK CAW. KANGAR NI DIPEROLEHI OLEH CIKGU FIKRI ISMAIL...SENYUM LEBAR DIA BILA DAPAT GADAIKAN DENGAN TAWARAN TERBARU NEH...UPAH SIMPAN YANG TERMURAH...TEMPOH SIMPAN PULAK SAMPAI 18 BULAN...TAWARAN UNTUK TEMPOH 3 BULAN SAHAJA.

Rabu, 4 Ogos 2010

Kelebihan Emas berbanding perak,permata,berlian dsbnya...

Assalamualaikum dan salam sejahtera.
Apa khabar semua pembaca? Saya doakan anda semua sihat, ceria dan bertenaga semuanya . Baiklah, sekarang saya ingin berkongsi satu fakta yang menarik mengenai emas.Untuk pengetahuan anda, salah satu daripada keistimewaan emas adalah ianya dikaitkan sebagai lambang kejayaan dan kemenangan.Dengan kata lain, manusia memilih emas bagi menunjukkan kejayaan dan pencapaian tertinggi dan terbaik.

Pingat emas sukan Olimpik.
Jika anda mendapat tempat pertama atau pencapaian terbaik, biasanya anda akan dapat pingat atau piala emas.
Tak kiralah emas betul ke atau plastik celup warna emas ke (ala..macam pingat sukan zaman sekolah dulu-dulu)
Orang tetap panggil pingat emas
Piala Dunia 2010 – Piala emas yang hebat.
Kita semua sedia maklum, pertandingan bolasepak Piala Dunia 2010 telah berakhir.
Sepanyol telah menjadi juara dunia dan menjulang Piala Dunia buat kali pertama.
Tahniah untuk Sepanyol.

Kemenangan mereka diserikan dengan menjulang Piala Dunia yang diperbuat daripada emas.
Apa kata kita jengok kejap fakta Piala Dunia yang istimewa ini (klik sini)
Fakta Piala Dunia FIFA.
1. Ia diperbuat daripada emas 18K
2. Beratnya ialah 5 kilogram
3. Ketinggiannya 14.4 inci (36.5 sentimeter).
Pergh!!! memang best.

Cuba bayangkan diri anda menjulang emas seberat 5 kilo. Memang sah anda akan teruja dan rasa sangat luar biasa.
Ini kerana emas mempunyai auranya yang tersendiri.

Emas lambang kejayaan di akhirat.
Selain menjadi simbol kejayaan di dunia, emas juga merupakan simbol kejayaan di akhirat.
Ini kerana, setiap orang yang berjaya masuk ke dalam syurga, maka Allah SWT akan menghadiahkan kepadanya gelang-gelang yang diperbuat daripada emas.
Ini dijelaskan oleh Allah SWT di dalam Al-Quran, surah Al-Hajj ayat 23:

Maksud ayat: Sesungguhnya Allah akan memasukkan orang-orang yang beriman dan beramal soleh ke dalam syurga yang mengalir padanya beberapa sungai; mereka dihiaskan di situ dengan gelang-gelang emas dan mutiara, dan pakaian mereka di situ dari sutera (Surah Al-Hajj:23)
Jadi, sekiranya anda ingin mendapat hadiah gelang emas daripada Allah SWT, maka anda kena masuk ke dalam syurga dulu lah…
Gelang emas kat dunia memang best. Gelang emas kat akhirat kita tak tahu cammana rupanya. Yang pasti.. ia semestinya lagi best & sangat cantik kerana ia adalah hadiah dari Allah yang Maha Kaya kepada hamba-hambanya yang berjaya.
Jadi, disini kita dapat melihat keistimewaan emas.
Ia merupakan simbolik kejayaan di dunia mahu pun di akhirat.
Jika anda berjaya di dunia – anda akan dapat hadiah pingat atau piala emas
Jika anda berjaya masuk ke syurga – anda mendapat hadiah gelang emas.
Sebab itulah saya sukakan emas. Ia menyebabkan saya rasa kaya dan berjaya
Kesimpulan.
1. Emas sangat istimewa. Ia menjadi pilihan manusia sebagai simbol kejayaan.
2. Orang yang menang dan hebat akan diraikan dengan pingat atau piala emas.
3. Bukan setakat di dunia, emas turut menjadi hadiah kepada penghuni syurga. Wow!
3. Kalau nak simpan emas, disarankan anda menyimpan emas betul, bukan emas
atas kertas tu. Ini kerana aura emas betul jauh lebih hebat dari emas dalam buku.
Pesanan: Shukor Jutawanemas.com